The worst could be very bad indeed.

If someone where you're working took a tumble over your laptop's power cable, a heartfelt apology and hug from you might not be enough to keep a lawsuit at bay.

We automatically cover all our employees with a range of insurances that give the most comprehensive cover available from any employment benefits company or agency.

As one of our members you will be covered as standard by:

• Employers' Liability Insurance (up to £10 million)
• Public Liability Insurance (up to £5 million)
• Professional Indemnity Insurance (up to £5 million).

Our insurances are underwritten by Hiscox.

To speak to one of our experts call 0845 643 1580